Selecting a funeral plan in advance can save money.

Dying is not cheap.

Unfortunately, many people do not consider the costs associated with burying a body.

This means their loved ones are left to make these decisions after they are gone.

These arrangements must then be made in a short period of time.

According to a recent The Money Pages recent article titled “Four steps to choosing and purchasing a funeral plan,” waiting to make arrangements can drive up the costs associated with your burial.

You can save money by making a funeral plan now.

How much does a funeral cost?

In 2019, the national median cost of a funeral with a burial and viewing was $7,640.

With a vault, the average expense rises to $9,135.

Often a vault is required by cemeteries to keep help the dirt above the casket from settling.

With direct cremations, the expenses are far lower and average around $750.

The loved ones of those without a funeral plan in place often feel trapped.

At first glance, all funeral plans may appear alike.

Funerals allow family and friends the opportunity to grieve their loss.

Pre-purchasing a funeral plan will allow your loved ones to mourn without the additional stress of financial considerations for your funeral.

To do so, you could visit a funeral home.

There are even online options when it comes to shopping for funeral arrangements.

For example, Schneider Funeral Home & Crematory offers online planning

What would you consider when purchasing a funeral plan?

The longevity of the company is key.

Because most plans will be used between 10 and 12 years after advance purchase, it is important to find a company that has shown financial security and stability.

While you are at it, look for a fully-guaranteed funeral plan.

Translation?

This will make sure there will be no unexpected charges when the time comes to implement the funeral plan.

Knowing what you want in advance and making the arrangements allows for your family to grieve your death without the stress of planning and paying for your burial.

Reference: The Money Pages (Feb. 4, 2021) “Four steps to choosing and purchasing a funeral plan”