Kansas and Missouri Estate Planning Blog

Retirement spending

What Spending Should Be Avoided in Retirement?

POSTED ON: September 12, 2023 BY: Kyle Krull
Retirees should not be frivolous in retirement spending. People like to reward themselves. On a small scale, this may involve a small sugary treat at the end of a long work week. On a larger scale, it may involve big-ticket items like a brand-new sports car or a luxury vacation. According to a recent msn.com […]
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Centenarian

What Health Advice does a Centenarian Give?

POSTED ON: September 8, 2023 BY: Kyle Krull
Health advice from a centenarian can be helpful. After all, that is pretty good street cred. Several factors influence the length of life. An individual cannot control some factors. People are at the mercy of their genes, accidents, and illnesses. Individuals can control other factors. According to a recent Insider article titled “A 101-year-old neurologist who […]
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Heart health

How Does Exercise Promote Heart Health?

POSTED ON: September 6, 2023 BY: Kyle Krull
Exercise can benefit heart health. The heart is an incredible muscle. Although its sole purpose is pumping oxygenated blood to fuel the cells in the rest of the body and then return the deoxygenated blood to the lungs to be oxygenated again, the heart affects the health of the whole body. Without oxygen, all body […]
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Inherited IRAs

What Exactly are the Rules Governing Inherited IRAs?

POSTED ON: August 30, 2023 BY: Kyle Krull
Inherited IRAs are subject to numerous rules. Individual Retirement Accounts (IRAs) are foundational financial tools for retirement planning. They allow you to set aside and invest pre-tax money that grows tax-deferred so you can have an income stream after you have retired from employment. In addition, at one time, retirement accounts were wonderful tools for […]
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Feet

What Feet Ailments are Common with Seniors?

POSTED ON: August 29, 2023 BY: Kyle Krull
Feet are affected by aging. Some parts of the body show more visible signs of getting older. The face develops wrinkles. Hair begins to go gray or white ... or it leaves altogether. Although these aspects of aging tend to receive the most attention, getting older can lead to more functional rather than merely cosmetic […]
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Divorce

Does Divorce Disqualify You from Spousal Benefits?

POSTED ON: August 24, 2023 BY: Kyle Krull
Social Security can be impacted by divorce. People have many different thoughts, feelings, and opinions about Social Security. For some people, this program IS their only source of retirement income. Even those who do not need Social Security still expect to receive monthly benefits because of the payments they made into the system while working. […]
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Stretching

What Stretching Should I Do Before Bed?

POSTED ON: August 22, 2023 BY: Kyle Krull
Stretching each day benefits overall health. Muscles, tendons, and ligaments are essential to movement. If any of these become injured, then mobility is greatly decreased. Whether the injury is small or significant, it can make everyday tasks like driving, walking, and even sitting a challenge. Yikes! According to a recent Livestrong article titled “Want to Age […]
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Salt

Are Salt Consumption and Blood Pressure Connected?

POSTED ON: August 21, 2023 BY: Kyle Krull
Reduced salt intake correlates with lower blood pressure. Diet and exercise are health factors people can control. Even so, making changes in these areas is often intimidating. People either make lofty plans and fail to follow through or never take action to improve their health. According to a recent Verywell article titled “Diet or Exercise: Which […]
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exercise

How Does Exercise Benefit the Brain?

POSTED ON: August 10, 2023 BY: Kyle Krull
Exercise benefits numerous organs, including the brain. Stereotypes in media often separate athletics from intelligence. Those who are bright seem never to exercise. Those who are not-so-bright work out often. According to a recent Prevention article titled "These 5 Exercises Boost Brain Health and Improve Memory, Study Finds," this binary representation of people having intelligence […]
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Calcium

Should I Supplement my Calcium Intake?

POSTED ON: August 1, 2023 BY: Kyle Krull
Calcium is an essential building block for the human body. Certain vitamins and minerals get more attention and awareness than others. Yesterday, my focus was on the mineral magnesium. Today, we turn our attention to calcium. The “Got Milk” campaign of 1990s and early 2000s ensured calcium became a household name in nutrition. Specifically, the […]
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