Kansas and Missouri Estate Planning Blog

Home modifications

When Should I Consider Home Modifications?

POSTED ON: March 16, 2023 BY: Kyle Krull
Home modifications can help people age in place. Getting older comes with changes to the body. No big surprise there. However, these changes can make independent living more challenging. Many homes are not designed with aging in mind. According to a recent Seasons article titled “Pandemic has made seniors more confident about aging in place, study […]
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IRA

How Avoidable are IRA Mistakes?

POSTED ON: March 13, 2023 BY: Kyle Krull
Making IRA mistakes can be costly. Saving for retirement seems as if it should be pretty straightforward. Many people believe the only thing they need to do is set aside part of their paycheck every month into an IRA. Although you cannot save for retirement without setting aside money, this is only part of successful […]
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RMDs in 2023

What are Rules for RMDs in 2023?

POSTED ON: March 7, 2023 BY: Kyle Krull
Guidelines for RMDs look a little different in 2023. People save for retirement so they will have money to pay for things from bills to entertainment when they no longer work. Saving through a Roth IRA means the account is funded through after-tax dollars. With traditional IRAs and 401(k)s, pre-taxed money is added and grows […]
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Vision

Can I Support My Vision as I Age?

POSTED ON: February 14, 2023 BY: Kyle Krull
Your habits may diminish your vision. It has been said the eyes are the window to the soul. They also can serve as the window to the world. Taking care of these miraculous sensory organs allows you to maintain better eyesight as you age. According to a recent Money Talks News article titled “6 Common […]
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Allergic reactions

Are Seniors Prone to Allergic Reactions?

POSTED ON: February 9, 2023 BY: Kyle Krull
Allergic reactions are a common health concern. Our bodies do not always function well. Sometimes this occurs for a short period of time, like when the immune system is fighting the cold or flu. Other times, the malfunctioning is chronic. Allergies are a common example. About 50 million Americans have allergies. Likely, you are one […]
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Live alone

Can Those with Dementia Live Alone?

POSTED ON: February 7, 2023 BY: Kyle Krull
Those with dementia are at greater risk when they live alone. Independence is a common value in the United States. In fact, we have a shared "Declaration of Independence," after all. While children are dependent on their parents as they grow up, the goal is to rear self-sufficient adults. Seniors who have lived alone for […]
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Debt in retirement

Is it Unusual to Have Debt in Retirement?

POSTED ON: February 3, 2023 BY: Kyle Krull
Retirees often bring debt into retirement. Nobody likes being in debt. Even so, it is hard not to take on debt at some point in adulthood. People often need to take out loans to purchase a house, start a business, or attend college. According to a recent Money Talks News article titled “This Is the […]
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Long life

What Habits Threaten Long Life?

POSTED ON: February 1, 2023 BY: Kyle Krull
Certain habits may reduce your chances of living a long life. People have varying life expectancies. For example, family history can be a predictor of longevity. After all, it is hard to fool the gene pool. While it may be nearly impossible to choose your ancestors, you can choose your habits. Our lifestyle choices can […]
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Foods affect sleep

What Foods are Good for Sleep?

POSTED ON: January 24, 2023 BY: Kyle Krull
Eating certain foods may improve sleep. Sleeping well is a glorious feeling. It impacts energy levels and overall health. Although the amount of sleep an adult needs may vary from one stage of life to another, adults should have at least seven hours of solid sleep through the night. According to recent Seasons article titled […]
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Beneficiary designations

Can Beneficiary Designations Cause Problems?

POSTED ON: January 18, 2023 BY: Kyle Krull
Making mistakes on beneficiary designations is common. Preparing for death is an unpleasant reality. For this reason, people often avoid estate planning. When taking action at the approach of death, stress and urgency can impair thinking. According to a recent yahoo! Finance article titled “5 Retirement Plan Beneficiary Mistakes to Avoid,” taking steps in advance […]
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