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Did COVID-19 Increase Life Insurance Applications?

POSTED ON: February 26, 2021 BY: Kyle Krull
Purchasing life insurance became a priority for many in response to COVID-19. Many people under age 44 do not see a need to purchase life insurance. They consider themselves to be young, healthy, and at low risk of death. In the last few years, this age demographic had submitted a relatively low volume of life […]
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Are Conservators and Guardians the Same?

POSTED ON: December 30, 2019 BY: Kyle Krull
Conservators and guardians are not the same. People can lose mental and physical functioning as they age. For some, these losses are extreme. For others, they are slow and subtle. Increasingly, an elderly individual with diminished capacity may require financial and physical support. According to a the guardianship and conservatorship sections on at ElderLawAnswers and […]
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When Would I Need Advance Directives?

POSTED ON: October 10, 2019 BY: Kyle Krull
Advance Directives are essential for incapacity planning. Imagine the worst case scenario. That pickup truck just ran the red light. Crash! There has been an accident. You are incapacitated. Your loved ones have shown up to the hospital. The doctors are demanding decisions. According to a recent WRAL article titled “Advance directives lift burden of […]
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