Kansas and Missouri Estate Planning Blog

savings for individuals with disabilities

Can Individuals with Disabilities have Savings?

POSTED ON: October 2, 2020 BY: Kyle Krull
Individuals with disabilities may be able to qualify for Medicaid and have their own savings. Do you (or a loved one) have a disability? If yes, then you understand the value of assistance from means-tested government programs. Qualifying for and remaining eligible for these programs can be tricky. This is especially true if you or […]
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long term care insurance reform

Will Long-Term Care Insurance See Reform?

POSTED ON: September 7, 2020 BY: Kyle Krull
Long-term care insurance will not be reformed, at least by federal government edict. The numbers are sobering when it comes to the likelihood of needing long-term care. It is well worth your time to read an in-depth study on this subject from the U.S. Department of Health & Human Services. Spoiler alert: the risk of […]
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caregivers for veterans

Can a Family Caregiver to a Veteran Receive Aid?

POSTED ON: August 4, 2020 BY: Kyle Krull
A family caregiver for a "qualifying" veteran may receive financial compensation. Your loved one served in the military. Your loved one now requires the assistance of a caregiver. Perhaps this is due to age. Maybe it is the result of an combat injury. Whatever the cause, you have taken on the responsibility of caregiver. According […]
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Should I Get Long-Term Care Insurance?

POSTED ON: May 12, 2020 BY: Kyle Krull
Long-term care insurance can support your health and your savings. Everyone ages. Each year, you take another trip around the sun. You may be perfectly healthy now. Even so, your body (and mind) will wear down. You can make bank on that fact of life. According to a recent Forbes article titled “Is Long-Term Care […]
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How can I "Fund" a Special Needs Trust?

POSTED ON: March 20, 2020 BY: Kyle Krull
Funding a special needs trust can be done in a number of ways. You have a loved one with special needs. Your loved one is dear to you and you provide essential support now, but you cannot ensure that you will always be around. Death and even incapacity may be around the corner for you. […]
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Should My Parents Consider Retiring from Driving?

POSTED ON: March 18, 2020 BY: Kyle Krull
Retiring from driving can protect you and others. A driver license is a symbol of freedom in the United States. For decades youths have eagerly awaited their sixteenth birthdays so they could begin get their license. Many people fear the inexperience of young drivers on the road. According to a recent AARP article titled “Is […]
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How Do I Provide Long-Distance Caregiving?

POSTED ON: March 6, 2020 BY: Kyle Krull
Long-distance caregiving presents its own challenges. Your parents are aging. Whether their bodies are degrading mentally or physically, they may need a little more help. Unfortunately, you live out of town. According to a recent AARP article titled “Long-Distance Caregiving: 5 Key Steps to Providing Care From Afar,” caregiving brings with it several challenges. These […]
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Special Needs Trust for Child with Special Needs?

POSTED ON: October 30, 2019 BY: Kyle Krull
A special needs trust is necessary to preserve essential public assistance benefits. You have a child with special needs. You know you will not always be around for them. To be blunt, what will happen to your child when you and your spouse are both deceased? According to a recent KAKE article titled “How a […]
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