Kansas and Missouri Estate Planning Blog

Risky senior surgeries

Top 10 Risky Senior Surgeries

POSTED ON: December 8, 2020 BY: Kyle Krull
Surgery is no fun at any age, but with each passing birthday the potential for risky senior surgeries increases. In my preparation for this blog about risky senior surgeries I discovered that a team of researchers recently compiled a list of 277 risky procedures for older adults age 65 and older. The researchers wanted to […]
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healthcare costs

How Can I Save on Healthcare Costs?

POSTED ON: October 27, 2020 BY: Kyle Krull
Take steps to save on healthcare costs in retirement. You are entering retirement soon. Perhaps you have already retired. Either way, you know aging brings with it additional healthcare costs. According to a recent Motley Fool article titled “How to Save Money on Healthcare in Retirement,” these medical costs will likely be your largest expense […]
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nursing home costs

Will Nursing Home Care Cost Me Everything?

POSTED ON: September 29, 2020 BY: Kyle Krull
Paying for nursing home care may consume all of your savings. There are many physical ailments associated with aging. As we get older, our bodies wear out. Although some individuals can live independently for a time or have family caretakers, many seniors will require some form of long-term care outside the home setting. According to […]
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long term care insurance reform

Will Long-Term Care Insurance See Reform?

POSTED ON: September 7, 2020 BY: Kyle Krull
Long-term care insurance will not be reformed, at least by federal government edict. The numbers are sobering when it comes to the likelihood of needing long-term care. It is well worth your time to read an in-depth study on this subject from the U.S. Department of Health & Human Services. Spoiler alert: the risk of […]
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heals act

What Does the HEALS Act Propose?

POSTED ON: August 19, 2020 BY: Kyle Krull
The proposed HEALS Act impacts Medicare in 2021. You are a citizen of the United States of America. What happens in Washington D.C. affects you. As such, it is good to be informed when it comes to new legislation. This is especially true with decisions regarding Social Security or health care. According to a recent […]
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Will Medicare Continue Covering Telehealth?

POSTED ON: June 30, 2020 BY: Kyle Krull
Medicare may continue its level of telehealth coverage after COVID-19. Many services have adapted in the midst of COVID-19. To minimize potential exposure to the virus, telehealth has become an important alternative to in-person visits. By providing accessibility to these services, Medicare expanded its telehealth coverage during COVID-19. According to a recent STAT article titled […]
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stimulus checks

Are Stimulus Checks Resources Under Medicaid?

POSTED ON: June 11, 2020 BY: Kyle Krull
Stimulus checks of patients do not belong to nursing homes. Did your loved one qualify for a stimulus check? Does this loved one also live in a nursing home paid for through Medicaid? Has the nursing home required the stimulus check to be signed over as a “resource”? According to a recent CBS Local New […]
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covid 19 scams

What COVID-19 Medicare Scams?

POSTED ON: June 8, 2020 BY: Kyle Krull
Medicare scams are targeted in the midst of the COVID-19 pandemic. Are you on a Medicare plan? If yes, you need to be cautious. A recent scam may be targeting you specifically. No, really. According to a recent Money Talks News article titled “Are You on Medicare? Beware Coronavirus Scammers,” there are people who are […]
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Will COVID-19 Impact Long-Term Care Costs?

POSTED ON: May 26, 2020 BY: Kyle Krull
Long-term care costs may rise as a result of COVID-19. The majority of seniors will require long-term care as they age. Once you reach age 65, you have a 70 percent chance of needing some form of long-term care sometime thereafter. The cost of long-term care has been high historically. According to a recent Motley […]
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Should I Get Long-Term Care Insurance?

POSTED ON: May 12, 2020 BY: Kyle Krull
Long-term care insurance can support your health and your savings. Everyone ages. Each year, you take another trip around the sun. You may be perfectly healthy now. Even so, your body (and mind) will wear down. You can make bank on that fact of life. According to a recent Forbes article titled “Is Long-Term Care […]
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