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Home modifications

When Should I Consider Home Modifications?

POSTED ON: March 16, 2023 BY: Kyle Krull
Home modifications can help people age in place. Getting older comes with changes to the body. No big surprise there. However, these changes can make independent living more challenging. Many homes are not designed with aging in mind. According to a recent Seasons article titled “Pandemic has made seniors more confident about aging in place, study […]
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Caregivers

Is Caregiver Burnout Avoidable?

POSTED ON: November 24, 2022 BY: Kyle Krull
Burnout is high for caregivers. Very high. As people age, they often require assistance. Those with family nearby rely on loved ones to provide support. Roles and responsibilities of caregivers are numerous, too numerous to list here. According to a recent Health Hive article titled “Preventing Caregiver Burnout,” older adults can need help with anything […]
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Alzheimer’s

What are Action Steps for Alzheimer’s?

POSTED ON: October 12, 2022 BY: Kyle Krull
Dementia and Alzheimer’s require thoughtful, but quick action. Hearing a doctor pronounce a diagnosis of dementia or Alzheimer’s is devastating. It impacts both the patients and their loved ones. Fear is a common response as the progression of the disease leads to loss of memories, personality, relationships, and independence. According to a recent Next Avenue […]
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Nursing Home

How Do I Choose a Nursing Home?

POSTED ON: September 21, 2022 BY: Kyle Krull
Choosing a nursing home requires thoughtfulness and thoroughness. As loved ones age, they may lose independence in an instant. Whether through a fall or as the result of an illness, loved ones who enter a hospital may need more care than you can provide when they are released. In these situations, a nursing home or […]
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Long-term care insurance

Can I Guarantee Long-Term Care Insurance Benefits?

POSTED ON: July 11, 2022 BY: Kyle Krull
People should research long-term care insurance options prior to making a purchase. Insurance is helpful in a variety of situations. It helps protect large financial investments like a home or car. People also utilize insurance to help pay for medical expenses. According to a recent Yahoo Finance article titled “What Happens if You Don't Use […]
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Long-term care benefits

What Happens to Unused Long-Term Care Benefits?

POSTED ON: June 27, 2022 BY: Kyle Krull
Not all policy holders use their long-term care insurance. Nobody likes making an investment with no return. It feels pointless and like a terrible waste. Even so, some investments require a gamble. Or do they? According to a recent Yahoo Finance article titled “What Happens if You Don't Use Long-Term Care Insurance as a Senior?,” […]
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Rise in dementia cases

Why Is There a Measured Increase in Dementia?

POSTED ON: May 20, 2022 BY: Kyle Krull
Dementia is a common ailment in seniors. When people develop dementia, it impacts all areas of their lives. Forgetfulness can quickly threaten finances and physical health as bills are left unpaid or medications are left untaken. Additionally, relationships can suffer due to losing memories of important people. According to a recent Money Talks News article […]
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long-term care when aging

How Does One Prepare for Long-Term Care?

POSTED ON: December 13, 2021 BY: Kyle Krull
Long-term care can drain your assets significantly if you do not prepare. As people age, their bodies become more fragile. Eventually, they require assistance from others. For some, their health status may be strong enough to simply move in with a loved one who has few responsibilities. Even with loved ones willing and capable of […]
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Elder law

What Services are Provided by Elder Law Attorneys?

POSTED ON: December 7, 2021 BY: Kyle Krull
Elder law and estate planning are not synonymous. Your parent is getting older. In fact, you are recognizing signs of memory problems as well as physical frailty. Although your parent can live independently now, you recognize this will not last forever. You do not know what to do. According to a recent Forbes article titled […]
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Life insurance with adult children

Should I Keep Life Insurance With Adult Children?

POSTED ON: September 29, 2021 BY: Kyle Krull
Life insurance can be useful in a variety of circumstances. Many people purchase life insurance policies when they have young families. They want to provide income for their spouse and children if they were to die. After all, life insurance is the only financial product that can create an "instant estate" before you have time […]
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