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life insurance

How Many Beneficiaries Should Life Insurance Have?

POSTED ON: October 6, 2023 BY: Kyle Krull
Life insurance is traditionally passed through beneficiary designations. Having an income is essential to living in America. Bills must be paid. Groceries must be purchased. Consequently, families who lose a parent with a paycheck are left more vulnerable. According to a recent yahoo! finance article titled “What happens if your life insurance beneficiary dies before you?,” […]
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Per stirpes

What Does “Per Stirpes” Mean?

POSTED ON: May 18, 2023 BY: Kyle Krull
“Per stirpes” is a designation for passing assets to heirs. Legal jargon can involve a lot of Latin and also be confusing. Legal jargon also has real implications for the lives of Americans. It is present in government statutes, business contracts, and estate planning. According to a recent Motley Fool article titled “What Does Per […]
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“Per capita”

How are “Per Stirpes” and “Per Capita” Different?

POSTED ON: February 25, 2021 BY: Kyle Krull
Choosing between “per stirpes” and “per capita” will impact asset distribution. Estate planning can be nuanced. Those who are unfamiliar with legal terms, tax law, and estate law can easily make costly mistakes. Many people attempt to create a do-it-yourself will. Doing so can create unintended problems for your loved ones and your estate. According […]
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Why Would I Choose to Pass Assets “Per Stirpes”?

POSTED ON: September 2, 2020 BY: Kyle Krull
Per stirpes and per capita designate how assets transfer to beneficiaries. You know estate planning is important. You scheduled an appointment with an experienced estate planning attorney. This attorney create a last will and testament or a trust to meet your specific goals. You now turn your attention to your beneficiary designations. According to a […]
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