Kansas and Missouri Estate Planning Blog

Is Estate Planning Essential for My Family Farm?

POSTED ON: April 8, 2020 BY: Kyle Krull
Estate planning is necessary to keep the family farm. You are a man or a woman of the earth. The land you farm or ranch may have been in your family for generations. In fact, you have always known the land will outlast you. According a recent Bangor Daily News article titled “How farmers can […]
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medicare covid-19

Does Medicare Cover COVID-19 Tests?

POSTED ON: March 30, 2020 BY: Kyle Krull
COVID-19 tests will be covered under certain Medicare plans. As a worldwide pandemic, COVID-19 has been all over the news. The value of COVID-19 testing is emphasized by healthcare workers across the country. Although these tests are important, they raise a number of questions. What are they? According to a recent CNBC article titled “Medicare […]
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Are Mistakes on Target-Date Funds Avoidable?

POSTED ON: January 10, 2020 BY: Kyle Krull
Target-Date Funds can help you prepare for retirement. You know you need a significant nest egg for retirement. In fact, you have started saving. You are even using target-date funds. They seem simple enough. You pick the earliest date you estimate for retirement and let the fund do the work. You are set. According to […]
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What are Sneaky Retirement Expenses?

POSTED ON: December 18, 2019 BY: Kyle Krull
Retirement can be expensive. Life can throw you a lot of financial curveballs,  yes? These can be difficult, even when you have a steady income. After you retire, these surprise expenses can be more daunting. According to a recent The Wall Street Journal article titled “The Expenses People Often Forget When They Plan for Retirement,” […]
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Will Stock Market Crashes Kill Your Retirement?

POSTED ON: November 26, 2019 BY: Kyle Krull
Stock market crashes can impact retirees. Depending on your age, you have likely lived through one or more of the big stock market crashes. Most people remember the 2008 crash. Although this was a significant blow to many, the 1987 crash was actually the worst one in America stock market history. According to a recent […]
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Where Should I Not Move in Retirement?

POSTED ON: November 14, 2019 BY: Kyle Krull
Retiring to certain states is inadvisable. Although America is one nation, it has 50 states. These 50 states have different pros and cons when it comes to retirement. Apparently, some states should be avoided. According to a recent Financial Advisor article titled “Bankrates’ Top 10 Worst States to Retire,” people consider a number of factors […]
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What Is the National Average for Retirement Savings?

POSTED ON: November 8, 2019 BY: Kyle Krull
The average for retirement savings is less than it should be. What do you think of when you hear the word retirement? Do you think of sleeping in? Do you think of travel? Do you think of time with family? Whatever you envision, one thing is certain: it will take money. A recent Investopedia article […]
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What is Included in a Medicare Advantage Plan?

POSTED ON: November 5, 2019 BY: Kyle Krull
Medicare Advantage plans include more services than Medicare Part A. Medical insurance at any age can be confusing, so it is with Medicare Advantage. The types of Medicare plans and what they offer are no different. It is difficult to distinguish between Part A, Part B, Part D, and Advantage plans. It is literally an […]
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Is Long-Term Care Insurance Expensive?

POSTED ON: October 18, 2019 BY: Kyle Krull
Answer: Not having this long-term care coverage can be far more expensive than having it. Why? Life is unpredictable. You cannot know whether you will die young or old. There is no predicting how quickly your body will fail as you age. In short, there are no certainties when it comes to the aging process. […]
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When Should I Get an Estate Plan?

POSTED ON: October 2, 2019 BY: Kyle Krull
Estate planning is for everyone. Perhaps you are a young adult. Maybe you are married with small children. You could be divorced and remarried. According to a recent Cincinnati Business Courier article titled “Estate planning considerations for every stage of life,” estate planning is always relevant and necessary. Death and incapacity can come out of […]
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